Ship Repairers Liability

Do You Need Ship Repairers Liability?

If your business provides maintenance and repair services for water vessels, you need to have a ship repairers liability policy. This coverage minimizes risks associated with mishaps that can cause damages to boats, property or people under your care. Who Needs Liability Coverage? This type of marine insurance benefits companies or individuals who provide the…

Artisan Contractors

How Liability Insurance Protects Artisan Contractors

In the construction industry, artisan contractors can include electricians, plumbers, carpenters and more. While their job duties might differ from one another, all contractors face risks. Without artisan contractor liability insurance, contractors may bear the brunt of the risk. Liability insurance accounts for business exposures and protects contractors. What Is General Liability Insurance? General liability…

Boat Insurance

Boat Insurance Protects You All Year

Boat insurance protects you from a variety of losses. Do you need boat insurance? It’s not always required, but it is a good idea. When Is Boat Insurance Required? Your state, marina or lender may require boat insurance. Some states require coverage if your boat meets specific criteria, such as exceeding 50 horsepower. Check with…

Owning a Boat

3 Hidden Costs of Owning a Boat

Boating is a wonderful form of recreation for many people. However, before you leave dry land, you’ll need to know about the hidden costs of owning a boat. Insurance Premiums Even if you don’t aren’t worried about physical damage coverage for your own vessel, you’ll need to pay marine liability insurance premiums to protect others…

Temporary Staffing

Temporary Staffing: A Brief Overview

Understanding temporary staffing isn’t always straightforward. It looks different from situation to situation, and it holds many similarities to other types of limited employment. Though it is not without its risks, temporary employment is a viable alternative to long-term, full-time employment. What is Temporary Staffing? Unlike traditional employees, temporary staffing employees are contracted to work…

Assisted Living Facility

Is Your Assisted Living Facility Adequately Insured?

As the owner of an assisted living facility, your responsibilities are great. With great responsibility, though, can come to many liabilities. Some states mandate general liability insurance or even things like crime insurance for assisted living facilities. In California, for example, ALFs are required to maintain at least $3,000,000 annually of liability insurance. Although types…