Workers’ compensation has helped millions of people who were injured on the job. Medical bills are covered and a portion of lost wages is also paid. Unfortunately, there are many cases of injury fraud as well.
Examples of Injury Fraud at Work
Understanding how workers compensation fraud works can help guard against it. Let’s look at a few examples.
- Reporting Fake Injuries – An employee may lie about a workplace injury or inflate the severity of an accident. It is important to have an eyewitness to the mishap to verify the circumstances.
- Doubling the Compensation – A worker who is collecting temporary disability may return to work without alerting the business that is paying the benefit and without telling their employer they are receiving disability benefits. This not only hurts the companies but can be dangerous to the worker if they return before they are healthy.
- Claiming a Non-work Injury – Some employees may try to claim that an injury sustained at home happened in the workplace
Ways to Combat Fraud
Employers must stay involved in the situation. Injured workers must visit a medical facility immediately to ensure the injury is valid. Human Resources personnel must review all claims and require approval from a doctor before the employee returns to work.
Protect against workplace injury fraud by staying vigilant.