Some vehicle repair shop owners may assume that all insurance policies are the same. They may feel that they could purchase a one-size-fits-all policy and provide their business and employees with a high level of insurance protection. However, the risks and, subsequently, the policies, must be carefully assessed as they pertain to the vehicle repair shop. Workers and management at the shop deserve the protection of a vehicle repair insurance policy.
Safety in a Dangerous Profession?
According to the Bureau of Labor Statistics in 2007, auto mechanics have a higher than average risk of injury or death while on the job. The consequences of an injuries or death may be devastating and life-changing for the employee, his family, and the business. The other employees in the shop, as well as the managers, may also suffer because of the accident and the emotional effects of seeing harm come to one of their friends and coworkers.
Preventing the Most Common Injuries
Although the vehicle repair industry has a high rate of workplace accidents, there are a number of simple steps that can be taken to create a safer working environment. Consider the following:
- Eye protection: Eye injuries are commonly due to metal or other fragments which are thrown into the eyes.
- Using Correct lifting techniques: Back or arm injuries will result from lifting incorrectly, overexertion, or the repetitive use of specific tools.
- Good housekeeping: Many employees are injured when they trip or slide on equipment or fluid spills. Many mechanics are injured because of fires or chemical burns.
In most cases, the safety procedures which could have prevented the accidents and the resulting injuries are often easy to implement. Working closely with an insurance provider, owners of the repair shop can learn the best ways to prevent these and other accidents and ensure that they have the right vehicle repair insurancecoverage in place.