Category Archives: Medical Practitioner Disability

Specialty insurance lines

How Hospice Providers Benefit From Specialty Insurance

Providing hospice care is one of the more austere facets of the health care industry. Specialty insurance lines are available for hospice providers so they can always focus on providing sensitive care that suits the gravity of the industry without undue worry about potential liability if something goes wrong.

While the chance of a hospice provider consciously abusing patients is slim, the potential for doctors who have poor intentions for their patients, or who may unintentionally cause harm, does exist. Specialty insurance can help protect the hospice firm from liability if that situation arises. In the same vein, violations of HIPPA laws are rarely made on purpose, but hospice providers need to be protected by specialty insurance lines in case a slip-up occurs.

There are also employees to consider when looking into insurance for a hospice firm. Worker’s compensation is just as necessary here as it is in any other industry. If employees visit patients at home in their own cars while on the job, there needs to be additional insurance to cover potential vehicle problems. Hospice providers should be able to concentrate on giving exceptional care instead of being bogged down in liability suits. To give themselves the most complete coverage available and turn their attention back to delivering the most delicate care possible, hospice providers should research specialty insurance lines.


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Allied Medical insurance

Allied Medical Insurance Has Your Back

If you are a medical or health care professional, you know that negligence and malpractice suits aren’t uncommon. They can strike at almost any time, regardless of whether or not you did anything to deserve it. It’s worse if you feel like no one has your back. If you don’t have Allied Medical insurance, you could wind up without a defense and paying out of pocket when you don’t deserve to.

In the field of medicine, there are many risks that you have to take. Without risk, you and your staff couldn’t perform your duties. It’s true that if you work with the elderly or young children, it is more likely that you might be accused of abuse. You need an Allied Medical insurance provider that understands the compromises that you have to make and knows the statistics of accusation in the field.

By no means should you and your staff ever be unprotected or without insurance. The out of pocket costs for lawsuits can be more than your hospital can afford. This can cover all of your employees for a variety of reasons. It’s imperative that you always have a safety net. Insurance can serve that purpose and help you get back to what matters the most: The health and care of your patients.

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Preparing for the Future With Medical Practitioner Disability Insurance

Medical practitioners spend years learning how to take care of their patients. Medical students will acquire an average of $156,000 dollars of debt while they are in school. They consider these student loans to be a worthwhile investment because they know that they will make a lot of money once they begin their practice. Unfortunately there are thousands of individuals that acquire a disability in their adult years, which can prevent them from working. Medical practitioner disability insurance can give those in the medical profession a way to support themselves if the unthinkable should happen.

Cold Hard Statistics

People have a tendency to go through life believing that it is highly unlikely that they will be one of the unlucky few that acquire a disability. Cornell University conducted a study in the year 2010 which yielded some interesting results. It was discovered that one out of every nine individuals between the ages of 21 and 65 will acquire some sort of illness or injury that will result in a disability. It was also discovered that individuals between the ages of 35 and 65 had a one in seven chance of becoming disabled.

Prepare for the Worst

Acquiring medical practitioner disability insurance is a smart decision. It would be a shame to spend years learning how to take care of other people only to be unable to take care of oneself. This type of insurance will enable medical practitioners to survive financially if they acquire a disability that prevents them from earning money.

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