When trying to leverage talent, small businesses often look to their benefits offerings to attract and retain employees. However, benefits can be quite costly, especially for small companies. There are several ways to fund a health insurance plan that can help make the costs more manageable. A level-funded insurance plan provides the cost-saving benefits and…
There are countless risks that come along with operating a business. Protecting yourself and your assets can be tricky, especially in the digital age. Not only do you need to focus on the areas that cybercriminals tend to exploit, but you also must take time to think about all of the common liability scenarios you…
Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…
Owning or overseeing an oil bunker can be a very frustrating experience. There are a number of very strict regulations dictating exactly how you must conduct maintenance and secure the contents of your bunker. What’s more, it is likely you will require a bunker convention certificate. This is a document that proves your ship meets…
It goes without saying that outsourcing is huge these days, especially for businesses looking to make the most of limited space, small budgets, or precious working capital. You can even outsource your human resources-related needs. However, it’s important to make sure all your bases are covered. What To Keep in Mind As detailed by iSure…
Consulting businesses and other service contractors are becoming a larger and more diverse group of industry niches than ever before. Specialization allows companies to take advantage of scale efficiencies, to the point where many businesses now find subcontracting more profitable than building their own infrastructure for many key resources. If you operate in this sphere,…
Banks have a lot of business to deal with throughout the course of a day. Technology has been developed to make working at a bank easier, though it is a truism that despite is benefits technology is not always solely helpful. Indeed, sometimes technology can expose banks to liabilities, which is why a bank should…
New Mexico is one of the leaders in oil and gas production in the United States, and the industry is an essential component of the state’s revenue. However, there are risks inherent in the extraction, refinement and delivery of fossil fuels from technological, environmental and economic factors. It is essential for oil and gas companies…
Small businesses and their owners are at more risk for lawsuits than others in the community. Because they have both business and personal assets, small business owners also might have more to lose than others. If you own a business in the Sunshine State, you need to be sure you have great business insurance in…
When a policy for professional liability insurance in Austin, TX, is being drawn up, the agent will look at a variety of factors to help put together the cost of the policy. While the amount and type of coverage do play into the final rate, they are not the only factors. In fact, there are…