Level funded insurance

Leveraging the Cost and Risk of Health Insurance for Small Businesses

When trying to leverage talent, small businesses often look to their benefits offerings to attract and retain employees. However, benefits can be quite costly, especially for small companies. There are several ways to fund a health insurance plan that can help make the costs more manageable. A level-funded insurance plan provides the cost-saving benefits and…

occupational compensation

What Is Occupational Accident Insurance?

Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…

Moody Insurance

Bonds and Insurance for Contractors and Subcontractors

Consulting businesses and other service contractors are becoming a larger and more diverse group of industry niches than ever before. Specialization allows companies to take advantage of scale efficiencies, to the point where many businesses now find subcontracting more profitable than building their own infrastructure for many key resources. If you operate in this sphere,…

How Cyber Attacks Can Cost Banks

Banks have a lot of business to deal with throughout the course of a day. Technology has been developed to make working at a bank easier, though it is a truism that despite is benefits technology is not always solely helpful. Indeed, sometimes technology can expose banks to liabilities, which is why a bank should…

business insurance in Florida

Two Types of Insurance Every Business Needs

Small businesses and their owners are at more risk for lawsuits than others in the community. Because they have both business and personal assets, small business owners also might have more to lose than others. If you own a business in the Sunshine State, you need to be sure you have great business insurance in…