Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…
Owning or overseeing an oil bunker can be a very frustrating experience. There are a number of very strict regulations dictating exactly how you must conduct maintenance and secure the contents of your bunker. What’s more, it is likely you will require a bunker convention certificate. This is a document that proves your ship meets…
If you’re thinking of starting your own cleaning business, there is much to be learned as you face the realities of entrepreneurship. What three things should you know before diving into your new endeavor? 1. Don’t Quit Your Day Job Even though you’re excited and you want to spend as much time as possible working…
Many families entrust the care of their elderly loved ones to assisted living professionals. There are three types of licensed facilities that must conform to Illinois assisted living regulations: Assisted living establishments: These are facilities that provide residential lodging and assistance with daily living activities to three or more unrelated adults. Shared housing establishments: These…
Consulting businesses and other service contractors are becoming a larger and more diverse group of industry niches than ever before. Specialization allows companies to take advantage of scale efficiencies, to the point where many businesses now find subcontracting more profitable than building their own infrastructure for many key resources. If you operate in this sphere,…
In order to expand your business you’ll need to come up with marketing ideas that are going to help your agency grow. This often requires the help of insurance marketing organizations that know how to lead you to becoming more successful. They can help you to set goals, but you’ll also need to set a…
Millions of Americans are bitten each year by dogs. This is a problem not only for the victim, but also for the pet owner. No one wants to pay legal and medical bills out of pocket while they are dealing with a sad accident. Liability insurance for dogs comes into play for this and other…
Your clients trust you to find the right insurance for their marine manufacturing needs. They expect you to bring them the right coverage to protect their business no matter what happens. When you’re looking to work with a marine manufacturing insurance wholesaler, it’s important to consider the protections that might be specific to your client’s…
Marine manufacturing companies can be in danger of losing significant time and money in the face of a disaster. There are many insurance programs for marine manufacturing which can protect the risks of disaster, injury, or breakdown. Manufacturing businesses should have business liability insurance to protect them from risks many businesses might face. General liability…
For businesses, insurance can be one of the largest expenses. While there are outside forces which may cause your premiums to rise, there are way to reduce the number of claims your company has to file. This can help keep your premiums more manageable. A dentist’s office has many hazards which can cause injuries to…