If your dog injures a person or animal, you can be held responsible. While most people know this, there are still many that don’t have insurance on their dog. For some, they don’t realize how much they could be responsible and how much dog bite insurance settlements will pay out on their behalf. You don’t have to suffer a loss of money on top of everything else. If you aren’t sure what you could be held responsible for, there are four main components.
First, you can be responsible for any medical or veterinary bills that the other party has had to pay. Also, if your dog caused any injuries that forced a person out of work or if they bit an animal that was a source of income, you could be responsible for the loss of income for however long it took to heal. This can be a giant loss for you. There is also property damage and pain and suffering that you could be liable for.
All of this could cost you a lot of money without dog bite insurance settlements. It’s important to have insurance to protect you and your pets from a lawsuit that you can’t afford. Having a pet is a huge responsibility but insurance can make it easier.
Picture this scenario in your mind: You don’t have dangerous dog liability insurance. And from the very first moment you welcomed your beloved Fido into your home, you probably never thought you’d be faced with a dog bite lawsuit. Your pet is as nice can be, and he has never acted so aggressively towards anyone before. Now you have to figure out how to pay for any legal and medical bills that arise from this situation, which is going to cause you to deplete your savings.
Dog Bite Attacks Are More Common Than You Think
Unfortunately, this is an all too common situation for many pet owners. Although you can’t control your pet every second of the day, the next best course of action is to purchase a good dangerous dog liability insurance policy for protection.
It only takes a few moments to get a quote and purchase a policy that protects you and your family from the financial stress and consequences that can occur should your pet be named in a dog bite attack lawsuit. A good policy offers you a broad range of coverage that makes it easier for you to live your life without constantly worrying about what could happen should your pet attack someone. Contact a credible pet insurer and speak with one of their agents to learn more about your coverage options today.
When disaster strikes, it’s common for people to find their current insurance policy is insufficient. Homeowners and renters policies do not provide coverage for all accidents and injuries that occur at your dwelling. If you have a dog on your property in the state of Florida, you may be liable for any injuries your dog causes. A Florida covered canine policy can help protect you if the unexpected happens.
Your Insurance Coverage May Be Inadequate
Your renters or homeowners insurance may cover some accidental injuries that occur on your property, but it is likely that you will be liable for any injuries specifically caused by your pets. Dog bites are a common occurrence in the United States. Many dog owners don’t realize that they can be liable even if their dogs are provoked or attacked first. Medical bills and lawsuits are both unfortunate consequences of dog bites. A covered canine policy can provide the protection you need when faced with these unexpected expenses.
Adding Dog Bite Coverage
If you are a Florida dog owner, you can qualify for insurance coverage for injuries on your property caused by your pet. A reputable Florida covered canine policy company will offer a free quote. Make sure the company works with all sizes and breeds.
Don’t wait until a dog bite injury has occurred on your property to find out that your current insurance does not protect you. Start planning ahead for the unexpected. Search for a covered canine insurance policy to protect your property if disaster strikes.