Face it, using personal watercraft can be dangerous. Although enjoyed safely by thousands, inexperienced users become victims of jet ski accidents on a regular basis. In fact, one-third of vehicle collisions on the water have to do with personal watercraft and many of these result in injury. Fortunately, PWC coverage exists to mitigate these risks.…
Thanks in large part to the 2018 Farm Bill, hemp regulations have eased, and the cannabis industry is booming. However, growing hemp carries its own unique set of risks. Hemp crop coverage can help you avoid losses from fire, theft, or failed crops. 1. The Weather Is Unpredictable Even if you grow your crop indoors,…
As a marina owner, you are responsible for all of your members’ boats. If problems occur or if vessels are damaged, it may be your fault, according to https://www.wqis.com/. Here is what marina liability coverage can protect you from. Theft and Vandalism Despite security measures that you might take, theft and vandalism could happen. If…
If you’ve been in the marijuana business for a while now, then you already know that it’s not all rolling and smoking for eight hours a day. The industry requires a lot of careful thought and consideration for it to flourish, which means that you know firsthand how important it is to have a plan…
The men and women who work for your organization play a vital part in the success your business sees. This means it is your responsibility to protect the members of your team and the assets of your company by taking out the right insurance policy. Of course, the nature of your work can change what…
Owning or overseeing an oil bunker can be a very frustrating experience. There are a number of very strict regulations dictating exactly how you must conduct maintenance and secure the contents of your bunker. What’s more, it is likely you will require a bunker convention certificate. This is a document that proves your ship meets…
There are very few childhood memories that can beat the ones of time spent at a summer camp. Your days were filled with hiking, fishing, arts and crafts, making friends, and singing hundreds of camp songs that you probably still remember to this day. However, the only reason you were able to enjoy those carefree…
If you’re thinking of starting your own cleaning business, there is much to be learned as you face the realities of entrepreneurship. What three things should you know before diving into your new endeavor? 1. Don’t Quit Your Day Job Even though you’re excited and you want to spend as much time as possible working…
Many businesses are looking to stay competitive in their market by lowering their operating costs, as any increase is often passed to the customer by way of price hikes. There are some expenses that shouldn’t be eliminated, such as business insurance, but there are options for reducing premium costs and keeping your coverage more affordable.…
Construction contracts between parties often demand a financial guarantee that will protect against loss in the event of disruption of work or failure to meet contractual obligations. A construction bond us the type of surety bond that will ensure the bills for the project get paid. There are five primary things to know about this…
Construction companies often need bonds to meet industry regulations. There are several types of bonds in construction. Each bond has its own purpose for the company, so it’s important for construction companies to understand when and why they need them. Payment, Performance, and Supply As seen on Daniels Insurance Inc, contractor shortcomings can incur losses…
Defense Base Act, or DBA, insurance was set up in 1941 primarily to protect workers on U.S. military bases around the world. This act has evolved to include most international contracts with the American government, whether civilian or military. If you need to buy a DBA policy, here are three traits to look for in…
When you reach insurance agents online, you may be wondering what to expect. You can choose an independent agent or one who works for a larger company. Independent insurance agents offer businesses a variety of benefits not necessarily found with giant companies. Increased Choices Working with an independent insurance agent gives your business access to…
Many families entrust the care of their elderly loved ones to assisted living professionals. There are three types of licensed facilities that must conform to Illinois assisted living regulations: Assisted living establishments: These are facilities that provide residential lodging and assistance with daily living activities to three or more unrelated adults. Shared housing establishments: These…
It goes without saying that outsourcing is huge these days, especially for businesses looking to make the most of limited space, small budgets, or precious working capital. You can even outsource your human resources-related needs. However, it’s important to make sure all your bases are covered. What To Keep in Mind As detailed by iSure…
