Cannabis

Legal vs. Illegal Cannabis Dispensaries: Know the Difference

Today’s expanding cannabis industry has provided a lot of opportunity for new businesses, but the uneven landscape of legalization and the instability injected by a new, high-demand industry has also created some challenges. Both governments and consumers are having to look out for businesses that operate without the right licensing and regulation, and there are…

Truck Insurance

Truck Insurance FAQs

Everyone knows that you need commercial truck insurance, but individual policies can be confusing. Here are the answers to FAQs regarding commercial trucking insurance that can help you better understand your coverage. Can I still get insurance if I have a D.U.I. on my record? Yes, in almost every case, a person with a D.U.I.…

Apartment with a Dog

Renting an Apartment with a Dog

Because renting can be so expensive, some tenants feel they can’t afford renter’s insurance. If your pet ends up damaging your landlord’s property, however, renter insurance costs with a dog can be cheaper in the long run. Having a policy also may help you find an apartment in the first place. Protect Against Damages Renter…

Workers' Compensation

Workers’ Compensation in Monopolistic States

Most employers are required to provide workers compensation insurance. Common sense might suggest shopping around for the best policy, but this strategy is not possible if you live or work in a monopolistic state. Here is a list of monopolistic states and the implications for employers doing business in one. Monopolistic States In some states,…

Level funded insurance

Leveraging the Cost and Risk of Health Insurance for Small Businesses

When trying to leverage talent, small businesses often look to their benefits offerings to attract and retain employees. However, benefits can be quite costly, especially for small companies. There are several ways to fund a health insurance plan that can help make the costs more manageable. A level-funded insurance plan provides the cost-saving benefits and…

occupational compensation

What Is Occupational Accident Insurance?

Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…

insurance for retail businesses

General Liability for a Retailer

Operating a retail business could include a number of different products, but in general, retail operations share similar liability exposures. The traffic coming through the doors, the employees serving customers, and the exchange of financial information all present a number of risks, so the insurance for retail businesses should have more than one coverage application.…