There are very few childhood memories that can beat the ones of time spent at a summer camp. Your days were filled with hiking, fishing, arts and crafts, making friends, and singing hundreds of camp songs that you probably still remember to this day. However, the only reason you were able to enjoy those carefree…
If you’re thinking of starting your own cleaning business, there is much to be learned as you face the realities of entrepreneurship. What three things should you know before diving into your new endeavor? 1. Don’t Quit Your Day Job Even though you’re excited and you want to spend as much time as possible working…
Many businesses are looking to stay competitive in their market by lowering their operating costs, as any increase is often passed to the customer by way of price hikes. There are some expenses that shouldn’t be eliminated, such as business insurance, but there are options for reducing premium costs and keeping your coverage more affordable.…
Construction contracts between parties often demand a financial guarantee that will protect against loss in the event of disruption of work or failure to meet contractual obligations. A construction bond us the type of surety bond that will ensure the bills for the project get paid. There are five primary things to know about this…
Construction companies often need bonds to meet industry regulations. There are several types of bonds in construction. Each bond has its own purpose for the company, so it’s important for construction companies to understand when and why they need them. Payment, Performance, and Supply As seen on Daniels Insurance Inc, contractor shortcomings can incur losses…
Defense Base Act, or DBA, insurance was set up in 1941 primarily to protect workers on U.S. military bases around the world. This act has evolved to include most international contracts with the American government, whether civilian or military. If you need to buy a DBA policy, here are three traits to look for in…
When you reach insurance agents online, you may be wondering what to expect. You can choose an independent agent or one who works for a larger company. Independent insurance agents offer businesses a variety of benefits not necessarily found with giant companies. Increased Choices Working with an independent insurance agent gives your business access to…
Many families entrust the care of their elderly loved ones to assisted living professionals. There are three types of licensed facilities that must conform to Illinois assisted living regulations: Assisted living establishments: These are facilities that provide residential lodging and assistance with daily living activities to three or more unrelated adults. Shared housing establishments: These…
It goes without saying that outsourcing is huge these days, especially for businesses looking to make the most of limited space, small budgets, or precious working capital. You can even outsource your human resources-related needs. However, it’s important to make sure all your bases are covered. What To Keep in Mind As detailed by iSure…
Consulting businesses and other service contractors are becoming a larger and more diverse group of industry niches than ever before. Specialization allows companies to take advantage of scale efficiencies, to the point where many businesses now find subcontracting more profitable than building their own infrastructure for many key resources. If you operate in this sphere,…
There are many industries that rely on the advice and guidance of professionals, but a mistake in that advice can cause severe financial harm to clients. That’s why there is E&O for consultants and advisors, so you can be covered if you or a member of your team makes a mistake and a lawsuit is…
While personal and commercial vessels have very different insurance needs, there are a lot of areas of overlap that make it easy for providers who offer one to build a menu for the other. One great example of this is Mariners Insurance Services. Their personal and commercial offerings are robust because the company focuses on…
If you are just starting out as an insurance broker, you have likely chosen a career that allows you to provide an invaluable service to your potential clients. After all, insurance brokers are often experts in understanding the unique needs of private clients and businesses they serve whether the policies they seek are required by…
Today, there are many different alternatives to traditional medicine that are both legal and safe. Products containing CBD, such as blue emu oil, have proven to be effective in treating pain, discomfort, and irritation. However, the benefits go beyond that. Reaping the Benefits CBD has become a prominent player as an alternative to physician-prescribed medication.…
Do you need a surety bond to operate your business? The United States has more than 50,000 types of bonds and regulations surrounding them, but you won’t always need one to operate. Simply put, the bond is a three-party contract between you (the principal), your obligee (the company or government requiring the bond), and the…
