Despite its trendy nature, those in the business of hemp know that success can be harder to achieve than it sounds. There are, however, a few things dispensaries can do to ensure their success. 1. Maintain a solid group of employees. One of the biggest issues in the hemp industry is the employee turnover rate.…
Understanding temporary staffing isn’t always straightforward. It looks different from situation to situation, and it holds many similarities to other types of limited employment. Though it is not without its risks, temporary employment is a viable alternative to long-term, full-time employment. What is Temporary Staffing? Unlike traditional employees, temporary staffing employees are contracted to work…
Every job has its risks. Whether you’re someone who spends your days on a construction site, in an office, or at a laboratory, you need to stay aware of the potential accidents that could occur and how to avoid them. If you’re a technical consultant, the risks might be a bit less straightforward. Thankfully, you…
As the owner of an assisted living facility, your responsibilities are great. With great responsibility, though, can come to many liabilities. Some states mandate general liability insurance or even things like crime insurance for assisted living facilities. In California, for example, ALFs are required to maintain at least $3,000,000 annually of liability insurance. Although types…
Hardwood is attractive, but it can quickly turn into a liability if damaged. As a homeowner, you should educate yourself as to the importance of repairing warped flooring as soon as the damage occurs. Causes of Warped Floors Water is almost always the culprit when it comes to warped floors. Sometimes the source is obvious,…
Running your own business is often a rewarding experience, but it also requires a concentrated amount of self-discipline and responsibility. After all, a successful business not only needs to appeal to customers and employees but also needs to adhere to local and federal laws. For example, if you need business insurance in Dublin, Ohio, a…
Today’s expanding cannabis industry has provided a lot of opportunity for new businesses, but the uneven landscape of legalization and the instability injected by a new, high-demand industry has also created some challenges. Both governments and consumers are having to look out for businesses that operate without the right licensing and regulation, and there are…
Everyone knows that you need commercial truck insurance, but individual policies can be confusing. Here are the answers to FAQs regarding commercial trucking insurance that can help you better understand your coverage. Can I still get insurance if I have a D.U.I. on my record? Yes, in almost every case, a person with a D.U.I.…
Because renting can be so expensive, some tenants feel they can’t afford renter’s insurance. If your pet ends up damaging your landlord’s property, however, renter insurance costs with a dog can be cheaper in the long run. Having a policy also may help you find an apartment in the first place. Protect Against Damages Renter…
Most employers are required to provide workers compensation insurance. Common sense might suggest shopping around for the best policy, but this strategy is not possible if you live or work in a monopolistic state. Here is a list of monopolistic states and the implications for employers doing business in one. Monopolistic States In some states,…
When trying to leverage talent, small businesses often look to their benefits offerings to attract and retain employees. However, benefits can be quite costly, especially for small companies. There are several ways to fund a health insurance plan that can help make the costs more manageable. A level-funded insurance plan provides the cost-saving benefits and…
There are liability risks within every industry, but even inside a particular industry, the details may vary widely. In the laundry industry, risks vary largely based on whether the business offers laundry services or simply the equipment for customers to do their own laundry. Self-service laundromats avoid quite a few risks that are common for…
There are countless risks that come along with operating a business. Protecting yourself and your assets can be tricky, especially in the digital age. Not only do you need to focus on the areas that cybercriminals tend to exploit, but you also must take time to think about all of the common liability scenarios you…
Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…
Operating a retail business could include a number of different products, but in general, retail operations share similar liability exposures. The traffic coming through the doors, the employees serving customers, and the exchange of financial information all present a number of risks, so the insurance for retail businesses should have more than one coverage application.…
