Stable Sailboat

How To Choose a Stable Sailboat

Choosing the right sailboat requires investigation into the design components, dexterity and stability. A simple equation called the capsize screening formula assesses a boat’s likelihood to capsize and its ability to get out of an inverted position. This rating provides a quick method to weed out unsafe boats. However, there are other vital factors to examine, as…

Employment Practice Liability

Employment Practice Liability Basics

As businesses grow and take on more employees, their risk exposure to employment practice liability claims increases. Even businesses that continually exercise their best efforts to fully comply with all state and federal employment law may find themselves to be the subject of a liability claim based on illegal employment practices. Regardless of a business’…

Ship Repairers Liability

Do You Need Ship Repairers Liability?

If your business provides maintenance and repair services for water vessels, you need to have a ship repairers liability policy. This coverage minimizes risks associated with mishaps that can cause damages to boats, property or people under your care. Who Needs Liability Coverage? This type of marine insurance benefits companies or individuals who provide the…

Artisan Contractors

How Liability Insurance Protects Artisan Contractors

In the construction industry, artisan contractors can include electricians, plumbers, carpenters and more. While their job duties might differ from one another, all contractors face risks. Without artisan contractor liability insurance, contractors may bear the brunt of the risk. Liability insurance accounts for business exposures and protects contractors. What Is General Liability Insurance? General liability…

Boat Insurance

Boat Insurance Protects You All Year

Boat insurance protects you from a variety of losses. Do you need boat insurance? It’s not always required, but it is a good idea. When Is Boat Insurance Required? Your state, marina or lender may require boat insurance. Some states require coverage if your boat meets specific criteria, such as exceeding 50 horsepower. Check with…

Taxi Drivers

ARM 2 Key Ways To Protect Taxi Drivers

Taxi drivers see a lot of things during the course of their shift, and all too often, acts of violence can be commonplace. It can be more difficult to handle a dangerous situation when faced with the threat than to proactively plan ahead for such unfortunate situations. Here are two safety tips for those who…

Owning a Boat

3 Hidden Costs of Owning a Boat

Boating is a wonderful form of recreation for many people. However, before you leave dry land, you’ll need to know about the hidden costs of owning a boat. Insurance Premiums Even if you don’t aren’t worried about physical damage coverage for your own vessel, you’ll need to pay marine liability insurance premiums to protect others…