Camp Insurance

Safety Concerns for Summer Camps

There are very few childhood memories that can beat the ones of time spent at a summer camp. Your days were filled with hiking, fishing, arts and crafts, making friends, and singing hundreds of camp songs that you probably still remember to this day. However, the only reason you were able to enjoy those carefree…

Daniels Insurance

5 Key Elements of a Surety Bond for Contractors

Construction contracts between parties often demand a financial guarantee that will protect against loss in the event of disruption of work or failure to meet contractual obligations. A construction bond us the type of surety bond that will ensure the bills for the project get paid. There are five primary things to know about this…

Daniels Insurance Inc

The Necessity of Different Types of Construction Bonds

Construction companies often need bonds to meet industry regulations. There are several types of bonds in construction. Each bond has its own purpose for the company, so it’s important for construction companies to understand when and why they need them. Payment, Performance, and Supply As seen on Daniels Insurance Inc, contractor shortcomings can incur losses…

Living Regulations

Staying Current with Assisted Living Regulations

Many families entrust the care of their elderly loved ones to assisted living professionals. There are three types of licensed facilities that must conform to Illinois assisted living regulations: Assisted living establishments: These are facilities that provide residential lodging and assistance with daily living activities to three or more unrelated adults. Shared housing establishments: These…

Moody Insurance

Bonds and Insurance for Contractors and Subcontractors

Consulting businesses and other service contractors are becoming a larger and more diverse group of industry niches than ever before. Specialization allows companies to take advantage of scale efficiencies, to the point where many businesses now find subcontracting more profitable than building their own infrastructure for many key resources. If you operate in this sphere,…