Defense Base Act, or DBA, insurance was set up in 1941 primarily to protect workers on U.S. military bases around the world. This act has evolved to include most international contracts with the American government, whether civilian or military. If you need to buy a DBA policy, here are three traits to look for in companies offering DBA insurance.
Search out insurance agencies with integrity and transparent processes. Some DBA insurance companies even offer educational programs to make sure you understand all aspects of this type of coverage. Source: https://www.moodyinsurance.com
Before you buy DBA coverage from a company, research its background and read customer reviews. Knowing how an agency has handled past situations along with client opinions can help you get a sense of the level of service you can expect.
Look for an insurance company that is experienced with DBA policies. The length of time an agency has been in the business does not necessarily indicate specialized knowledge of this type of coverage.
If you have an international contract with the U.S. government or are pursuing one, you will probably be expected to have DBA insurance. This is true whether the facility is military or civilian. Since your very work depends upon having good DBA coverage, it pays to take time to find the right insurance agency to do business with. Having proper DBA insurance is one less thing you have to worry about.