occupational compensation

What Is Occupational Accident Insurance?

Workers’ compensation laws vary between states, but most require coverage if you have a certain number of employees. Occupational accident insurance (OAI) can help provide for employers and employees in the absence of workers’ compensation coverage. Advantages of Occupational Accident Insurance One of the biggest advantages of OAI is that it can be customized to…

insurance for retail businesses

General Liability for a Retailer

Operating a retail business could include a number of different products, but in general, retail operations share similar liability exposures. The traffic coming through the doors, the employees serving customers, and the exchange of financial information all present a number of risks, so the insurance for retail businesses should have more than one coverage application.…

Covid-19

Understanding Employee Benefits and Covid-19

The current Covid-19 pandemic has caused understandable stress for employees who will suffer not only in health but financially should they contract this devastating illness. As an employee, knowing your options can provide a sense of security in an uncertain future. Critical Illness Insurance Critical illness insurance offers a lump sum payout intended to help…

protects company

4 Scenarios Where EPLI Protects Your Company

Employment practices liability insurance is essential for any business to have in order to protect against claims made by employees. This is especially true for smaller companies that may not have a defined structure of policies and training in place. Legal accusations related to EPLI have been increasing in recent years. Even if a claim…