special event insurance

What is Special Event Coverage For: A Mini-Guide

It’s standard practice that people insure their homes and cars. But what about those in charge of a special event? For cases like those, there’s special event insurance that can take care of a one-time event should problems occur.

What Event Insurance Covers

Special event coverage is for various events that might need coverage if people have purchased tickets but cannot attend because something happened to the event. This could include a fire, cancellation, or other problem that was beyond the control of all involved.
These types of events include:

  • Festivals
  • Concerts
  • Parades
  • Other one-time events

Understand What the Limits Are

This type of insurance comes with specific limits what gets covered. These items typically include:

It’s important to note while these types of items are covered, certain things are considered too much of a risk and therefore are not.
Some of these items are:

  • Assault
  • Animals
  • Performer injury

This coverage is necessary to have, but don’t consider it an automatic solution to all problems that can occur with having a special event.

Special event coverage is important to have if there’s an event going on that could generate a lot of revenue but create problems if an accident occurs. Having the right insurance protection means these problems don’t have to blow up if a mishap should occur.