For most people, having a car is a necessity but can also lead to quite a few expenses. Between fuel, maintenance, and insurance, the amount of money you spend on your car each year could be in the thousands of dollars. If you are looking for ways to save money, check out these tips for saving on your VA car insurance.
Shopping around doesn’t just refer to the insurance policy, either. If you are purchasing a new car, compare average insurance prices. Remember, mini-vans or other vehicles that are family-friendly typically have lower insurance rates than luxury cars. After choosing your vehicle, get quotes from several insurance agencies before purchasing your policy. This ensures you get the best price.
Bundle Your Insurance
If you already have life insurance or homeowners’ insurance from a company, consider purchasing your auto policy from the same one. Most insurance agencies offer discounts to policyholders who purchase more than one through them.
Maintain Good Credit
Many insurance agencies look at your credit report to determine how risky it is to insure you. By maintaining a good credit score and paying bills on time, you show the agencies you are responsible. This makes them more likely to offer you a good price.
When seeking an excellent VA car insurance policy, research first. Look for a licensed agent who has an excellent reputation among colleagues as well as among current and former clients.