When you’re in the business of providing vape devices and e-juice, there are unique situations you need to be prepared for. Having the right insurance for vape shops is one of the most important decisions you can make. Not only do you need general liability business insurance, but you also want to be sure you’re covered in terms of product liability for the e-cigarettes, e-juice and other devices that you carry in your shop. If someone has an adverse reaction to an e-juice, you could otherwise be liable. You could also find yourself in legal trouble if a customer uses a vaping device incorrectly and suffers an injury.
Some of the things you might want to look for when searching for the perfect insurance for vape shops are lack of a sublimit for e-liquid, property coverage, excess limits of a high level, flexible deductibles, and coverage for investigations in the case of nicotine and exploding batteries proof. Running a business is challenging, and the world of vaping is still new. What’s most important is searching for a company that specializes in the insurance type you need. Without it, you may be in trouble when something goes wrong down the line. Take care of yourself and your customers by getting proper insurance today.