Over four million people report being bitten by dogs each year. While most of those bites occur within the home, many injuries transpire between children and unfamiliar pets. No matter how well behaved your pet is, there is a possibility the he or she may bite someone. That is why dangerous dog liability insurance is now available for your beloved pet.
There are typically three types of laws regarding canine owners’ liability. They are:
- Negligence: Liability is found if the injury was caused because the owner was careless in handling the dog.
- One-bite rule: The victim must prove the owner knew the dog was a public danger.
- Dog-bite statute: The dog owner is found liable automatically for unprovoked damage.
Canine insurance is available across the United States and offers broad coverage with little or no deductible. Additionally, no breed of dog is excluded from obtaining the insurance because each dog is individually insured. Often ranging in liability coverage from $15,000 to $250,000, a policy can be relatively inexpensive to purchase as a valuable protection plan.
Whether your furry friend is known to be aggressive or not, as a pet owner you want to protect your dog and the people around him. Purchasing dangerous dog liability insurance for your canine can also protect you from financial injury.