It is a good idea for a broker to understand what malpractice insurance for nurse practitioners needs to cover because that can help you find the best plans for all your clients. Many times, malpractice plans will have standard coverages and deductibles; but, not all of them will cover nurses, nurse practitioners and doctors, so it is a good idea to compare different packages against your client list.
Malpractice insurance generally covers damages caused through accident, negligence or incompetence on the part of the medical professional. This can be part of a larger and more comprehensive plan including nurse liability, medical facilities and more. Not every client will need these comprehensive plans, however, so it is a good idea to compare options before signing your clients to a contract. For instance, a home healthcare nurse practitioner will probably not need liability coverage for a medical facility but will probably need malpractice for the individual practitioner. By using your resources to streamline the coverage you offer your clients, they can get the coverage they need for a price they can afford.
Malpractice insurance for nurse practitioners will usually need to cover damages resulting from a mistake, an accident or negligence. Some comprehensive coverage plans will also cover the whole medical facility and personnel, so it is a good idea to compare your clients’ needs to the plans available.