If you own a canine or are looking to get one, you should consider purchasing insurance for dog bites. Regardless of breed or whether your pet has a history of biting, this type of coverage can benefit you in the long run. Here are three reasons why:
1. Medical Expense Coverage
Even the friendliest of canines can be pushed past their breaking point and react by biting someone. If this does happen, dog bite insurance can cover any medical expenses needed to treat the injury.
2. Required by Landlord
Many landlords require that you obtain liability insurance before you can sign a lease or move in. If you are looking to rent, obtaining dog bite coverage now can save you time later and help you get the place you want.
3. Restricted Breed Coverage
Many homeowners and renters policies have restrictions for which breeds they include under their animal liability. These often include German Shepherds, Pit Bulls and Rottweilers. Insurance for dog bites can cover your canine even if it is excluded from your other policies.
Not only can dog bite insurance save you from paying medical or legal bills, but it can also give you peace of mind. Protect yourself and your canine by purchasing this type of coverage.