Monthly Archives: February 2017

dog bite liability insurance

Liability Laws for Dog Bites

If you own a dog, it is important that you carry dog bite liability insurance. You also should know your liability under the law. In some cases, you may not be liable if your dog bites someone.

While every state has its own laws, in general, each state will set the rules for when an owner is liable if his or her dog bites another person. One type of law that a state may have will hold the owner liable if the dog bites anyone who wasn’t provoking it. Another type of law is that the owner may be held liable for any bite if the owner knew the dog was likely to bite. The last type of law is basically a negligence law that states a dog’s owner is liable because it was reasonable to assume the dog would bite.

You should also carry dog bite liability insurance to make sure you are covered if your dog does bite someone. Insurance will help to pay any damages that you may be ordered to pay by a court. Even if the court sides with you in a lawsuit, you will still have legal fees that your insurance may cover.

Understanding the law and protecting yourself with insurance are two smart things to do if you own a dog. Even if you don’t think your dog will ever bite someone, you should still be prepared.

insurance agency in New Mexico

Tips for Finding the Best Oil and Gas Insurance for Your Company

New Mexico is one of the leaders in oil and gas production in the United States, and the industry is an essential component of the state’s revenue. However, there are risks inherent in the extraction, refinement and delivery of fossil fuels from technological, environmental and economic factors. It is essential for oil and gas companies to work with an insurance agency in New Mexico to obtain effective coverage in the event of trouble.

Before purchasing a policy, it is important to brainstorm about the industry-related perils that are most likely to affect your business. This will help you develop a clear picture of the losses you may face.

Next, communicate with your insurance company. Discuss the policies available to you and get a sense of the coverage options offered by each policy. Then, compare your expected risks with the risk coverage presented in each insurance package. This step may allow you to identify the policy most suitable for your business.

Last but not least, don’t underinsure. Though insurance may seem expensive in the short term, footing the bill for uninsured losses can be devastating. An insurance agency in New Mexico can help you find the right policy to protect your property, employees and clients in the growing, ever-changing oil and gas industry.

Insurance in Haddon Township

Finding Auto Insurance That Meets Your Needs

If you’re looking for insurance in Haddon Township, you have no shortage of options. While it’s nice to have plenty of providers to choose from, it can be a little daunting when you don’t know where you’ll get the best policy. Since insuring your car is something that you absolutely have to take care of, it’s important that you do everything in your power to find a trustworthy insurance agent who can offer coverage that actually meets your needs. In order to do this, you have to start by knowing what exactly those needs are.

The first thing to consider is your budget. What you pay for insurance in Haddon Township will depend on a variety of factors, and knowing what you can feasibly spend will help you narrow those factors to the most essential. Consider the value of your vehicle and the number of drivers that will be insured by your policy. The more you understand the variables that you bring to the table, the better your chances of finding an insurance agent who can get you exactly what you need.

Having a lot of options is a good thing, but only if you know what you’re looking for. Keep that in mind as you research the different auto insurance providers in and around New Jersey.

classic collector’s insurance

Reasons to Have Insurance on Classic Cars

Any owner of a classic vehicle is going to be a car enthusiast. Car collectors love their vehicles and understand that they need to be well taken care of. This means regular oil changes, car washes and other maintenance checks. It also means that classic collector’s insurance needs to be purchased for each vehicle in the collection.

Classic cars are used for a wide variety of reasons. One person might like to drive his or her 1963 Corvette as the primary mode of transportation. Another person might like to speed down the highway on the weekends on his or her 1946 Harley Davidson motorcycle. Or there could be another person who only drives his or her Classic Ford Woody to and from car shows once a month. Regardless of how the vehicle is used, it is important to have insurance on it.

Classic collector’s insurance can protect any damages that could occur on the vehicle in an automobile accident. Policies can also be written to protect against damages that could occur at a car show. Additionally, coverage can include extra items such as accessories to the vehicle, towing insurance and personal injuries. No matter how the classic vehicle is used, it will not be well cared for unless it has its own insurance policy.