Monthly Archives: December 2016

commercial property liability insurance in Orlando

Customize Your Commercial Property Liability Insurance

Even businesses in the same industry have different needs when it comes to commercial property liability insurance in Orlando. The size of your property, the type of equipment and the age of the building will all determine the costs of your own coverage. It’s important to go over your insurance needs with an agent each year to make sure you have enough protection for your business to be able to rebuild and replace in case of a disaster.

Remember to address risks that are not covered under your commercial property liability insurance in Orlando. Certain exposures, like floods or cyber attacks are not typically covered through this policy, and you should address them separately. Business insurance is very specialized now, and you can find all types of coverage to manage your exposure. Costs are determined by many different factors and your risk profile, so it pays to talk to your agent.

Discuss your commercial property liability insurance in Orlando with your agent to have the right policies for your business. Get information about reducing the risks to your customers and employees to avoid making claims. Make your insurance dollars work harder to increase your bottom line and reduce your insurance costs. Customize your policy to meet your particular business needs instead of buying all-purpose insurance.

carnet online

What goods can go on a Carnet?

An ATA carnet is a document that lets goods enter and exit another country before getting to their final destination. It’s almost like a passport for merchandise, but there are criteria for the type of goods which can go on the carnet. If your business is shipping a lot of goods, you should consider applying for the carnet online, which lets you upload your information and manage your carnet anywhere you have internet access.

Items which can go on the carnet:

  • Items which are entering the country temporarily and then being shipped to another country for use
  • Shipments which stay in the foreign country, such as:
  • Commercial samples
  • Professional equipment
  • Display items for trade shows or event

Items which cannot go on the carnet:

  • Items which might be consumed in the country
  • Items which will be given away or used while in country
  • Personal items
  • Items which will undergo transformation while in country, like manufacturing parts

With your carnet online application, you will be given the opportunity to go through each aspect of the carnet and enter the correct information. The carnet offers many benefits over traditional customs documents because it is applied for before shipping goods, which means there are no customs surprises. You avoid certain taxes and duties. The carnet is valid for up to one year. It just makes sense to check it out for your company.

Insurance for Vegans

Companies That Manufacture Vegan Products Can Now Choose Ethical Insurance

You have put a lot of work into your creating your manufacturing facility. When it comes to protecting it and the future of your business, choosing insurance for vegans just makes sense. There are two important things you want to look for.

Knowledge of Your Manufacturing Needs

Companies that are in the business of manufacturing any type of products have specific needs when it comes to their insurance coverage. You need a provider that understands exactly what kinds of policies you need to protect you from the various types of lawsuits, damages and problems that could affect you. Among the policies they may suggest are:

  • General liability
  • Product liability
  • Commercial Property coverage
  • Equipment Failure
  • Business Interruption
  • Workers’ Compensation

Knowledge of Your Principles

It can be irritating trying to explain why you do the things the way you do in the face of someone who does not understand veganism. Underlying all your business decisions is the belief that no animals should be harmed, even if there is a more cost-effective but non-vegan way to do business. A vegan insurance company understands that this is critical to your operating principles.

You make a choice of how to spend your personal dollars every moment of every day. You can do that with your company’s dollars as well, by choosing an ethical insurance company to do business with.

vegan insurance

With Vegan Insurance, Your Business Expenses Can Match Your Ideals

Vegan businesses need insurance just like any other type of company. But it can be frustrating when you have to spend your money with businesses that do not share your views. When you purchase with a vegan insurance company, you can get the coverage you need without financing someone’s steak dinner. Among the types of coverage you can get are:

General Liability

Protection against personal injury and property damage that covers the medical costs and property replacement, as well as legal fees and damages.

Food Spoilage and Equipment Failure

If you are producing food or vegan products, when your equipment fails, you lose money and, potentially, future business until your back on line.

Product Liability

Any time you produce any type of product, you are liable if it does not perform as expected.

Property insurance

The place you do business in needs to be protected against theft, fire and other potential damage.

Workers’ Compensation

When you have employees, no matter how careful you are, they can get hurt. Worker’s compensation is a vital part of any business’ expenses.

Food based companies, whether restaurants, food manufacturing, product manufacturing or festivals, all require special types of coverage and considerations. Using a vegan insurance company that understands your specific needs and is in alignment with your beliefs is a better way of doing business.

freight insurance

Types of Freight Insurance to Protect Your Shipment

Shipping goods is fraught with risks. It’s not only your company that is responsible for the care of your merchandise. The intermediaries involved must provide indemnification when they are negligent. Freight insurance is just one aspect of transportation legal liability coverage that your business should be aware of. There are many different options to accommodate your cargo and risks.

Check out these forms of insurance:

  • Bill of Lading Legal Liability
  • Motor Truck Cargo Legal Liability Insurance
  • Warehouse Legal Liability Insurance
  • Bailee Liability Insurance
  • Packers’ Legal Liability Insurance

No matter which part of the process your company handles in shipping goods, we have the freight insurance that covers your needs. We offer coverage for high-value and oversize cargo, shipments to high-risk destinations and cargo that will be short- or long-term staged. We know the challenges associated with all types of shipments.

Our underwriters will help you find the right insurance coverage to manage your risks. Insure your goods for transit, whether it’s via ocean, air, rail or truck. Don’t worry about loss and damage that happens during shipping. Get peace of mind from natural disasters, collisions, non-delivery and rough handling when you have the policy that fits into your business model and protects the shipment while it’s on its way to its destination.

Insurance sites

What Your Customers Glean From Your Website

If you’re an insurance provider and looking to grow your customer base, your website is one of the fastest, most effective ways to do so. The first thing to realize is that you communicate in multiple ways with your website – in fact, this communication extends far beyond the actual words you use.

Here is some of the nonverbal information that your customers will learn from your website:

  • Attention to Detail

As their insurance provider, you want to assure your customers that you’ll pay attention to the little details. This means ensuring that your site is virtually error free and that you anticipate and answer questions on the site before they have to ask

  • Updated Look

Keeping insurance sites updated shows your customer that you’re up to speed on the latest trends. This convinces them that you’re aware of the changing trends and will be there for them when their insurance plan needs to accommodate new technology or practices.

  • Mobile Accessibility

Society is increasingly mobile these days. By making your site accessible on the go, it assures your potential customer that your information will be there when they need it most.

Insurance sites are a reflection of the company itself. Ensure that your company is giving off the right impression with a fantastic website.