If your dog injures a person or animal, you can be held responsible. While most people know this, there are still many that don’t have insurance on their dog. For some, they don’t realize how much they could be responsible and how much dog bite insurance settlements will pay out on their behalf. You don’t have to suffer a loss of money on top of everything else. If you aren’t sure what you could be held responsible for, there are four main components.
First, you can be responsible for any medical or veterinary bills that the other party has had to pay. Also, if your dog caused any injuries that forced a person out of work or if they bit an animal that was a source of income, you could be responsible for the loss of income for however long it took to heal. This can be a giant loss for you. There is also property damage and pain and suffering that you could be liable for.
All of this could cost you a lot of money without dog bite insurance settlements. It’s important to have insurance to protect you and your pets from a lawsuit that you can’t afford. Having a pet is a huge responsibility but insurance can make it easier.