Proper Flood Preparation

flood insurance in New Jersey

Would you have any idea of the first thing to do if you learned an imminent flood was headed your way? Even if you have flood insurance in New Jersey, there’s still a lot more you can do to minimize your losses while maximizing your safety as well as the safety of your family.

Get Your House in Order

If possible, move your furniture, essential documents and valuables to a safe place, make sure your sump pump is in good working order and install a water alarm in your basement in order that you’ll know if water has started to infiltrate.

Protect Your Possessions

Should you hear even a hint of there being a potential flood, take measures to safeguard your valuables. This means making sure you have hard and electronic copies of your policy for flood insurance in New Jersey as well as your agent’s contact information. Go through your house and thoroughly document all valuables that might become damaged and that you’d like to replace.

Outline a Flood Emergency Plan

Now that your home and belongings ready, you want to do the same for yourself and your family. See if an out-of-state friend or family member is willing to be your emergency contact; know all safety exit routes from your home, work and school; and gather an emergency kit packed with bottled water, canned food, a flashlight, thick blankets and a first aid kit.

While you may not be able to prevent a flood, you can most certainly prepare for it.