Insurance plans are meant to protect individuals and their businesses. There are various plan options available and choosing one can become overwhelming. To ensure that you make the best choice, there are 3 benefits to look for in disability insurance for dentists.
1. Liability Limits
Though all liability plans will offer some form of liability coverage, not all plans are made equal. Take some time to compare the amount and scope of coverage, as well as any requirements that may stipulate the coverage for you and your business.
2. Consent to Settle
You will want to pay close attention to the type of consent to settle that is included in your plan. Some insurers will require that they have the final say in how the case is settled, regardless of how you feel. Other insurers will offer pure consent to settle which leaves full power in your hands.
3. Special Benefits
Some insurance companies will offer special benefits that can aid to enhance your business. For example, an insurer may provide risk management programs that help to educate you, as well as reduce chances of possible issues in the future.
To help narrow down the selection process for the best disability insurance for dentists, there are 3 main benefits to think about: liability limits, consent to settle and special benefits. By giving these things special consideration, you can be sure to pick the most valuable plan for you.