Secure Your Business With Employment Practices Liability Insurance

Secure Your Business With Employment Practices Liability Insurance

If you own a business, then you need to have employment practices liability insurance. Even companies that have only a few employees can benefit from this type of coverage. The costs of a liability claim are immense, and you need to obtain a policy that protects your financial assets.

How Does Liability Insurance Protect Your Business?


Employment practices liability insurance provides coverage to your business in the event a fulltime or part-time employee files a claim. Coverage is also available for claims made by clients or vendors. This type of insurance is meant to protect directors, officers, and management personnel. Coverage is not extended to include bodily injuries or property damage.

What Types of Claims are Covered?


There are many types of claims covered by liability insurance:

  • Demotions or failure to promote
  • Discrimination
  • Negligent hiring
  • Sexual and other forms of harassment
  • Wrongful termination
  • Wage and hours claims
  • Vengeful actions against employees

These are just a few of the most common scenarios that are covered. If you are unsure about the coverage provided by your policy, you should discuss the issue with your insurance agency.


Secure a Policy Today


You should not let your business be without employment practices liability insurance for long. You never know when a claim will be made, and you do not want to be unprepared to handle the situation. An insurance agency can help you find an affordable policy that is appropriate for your business.


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