Category Archives: Health Insurance

Specialty insurance lines

How Hospice Providers Benefit From Specialty Insurance

Providing hospice care is one of the more austere facets of the health care industry. Specialty insurance lines are available for hospice providers so they can always focus on providing sensitive care that suits the gravity of the industry without undue worry about potential liability if something goes wrong.

While the chance of a hospice provider consciously abusing patients is slim, the potential for doctors who have poor intentions for their patients, or who may unintentionally cause harm, does exist. Specialty insurance can help protect the hospice firm from liability if that situation arises. In the same vein, violations of HIPPA laws are rarely made on purpose, but hospice providers need to be protected by specialty insurance lines in case a slip-up occurs.

There are also employees to consider when looking into insurance for a hospice firm. Worker’s compensation is just as necessary here as it is in any other industry. If employees visit patients at home in their own cars while on the job, there needs to be additional insurance to cover potential vehicle problems. Hospice providers should be able to concentrate on giving exceptional care instead of being bogged down in liability suits. To give themselves the most complete coverage available and turn their attention back to delivering the most delicate care possible, hospice providers should research specialty insurance lines.

 

Staff Insurance

Keep Health Care Staff Healthy

Managing a staffing agency is a challenging enough task in itself, but there are an additional slew of challenges that come when your work in the health care sector, too. Staffing for health care allows hospitals and other medical facilities to fill last minute openings in their schedules. As a scheduler or recruiter, you’re tasked with managing personnel, and this includes the liabilities they face on a day-to-day basis. Since many of those exist in clients’ facilities, they are out of your control, but you can invest in measures such as staff insurance to ensure you are protected from many of the most common risks.

Health Care Provides Face Unique Risks

The health care providers you staff with clients are exposed to a number of situations that put them at risk for injuries and illnesses such as:

  • Sickness contracted from patients
  • Slip and fall
  • Harm inflicted by patient
  • Muscle sprain
  • Lacerations
  • Other various accidents

Insurance Protects Relationships With Clients

In unique circumstances, you may have personnel perform in a way that is unsatisfactory and jeopardizes your relationship with your client. In cases when this becomes a legal matter, staff insurance can offer a layer of protection to guard against liability for damages and protect the relationship you’ve cultivated with your client.

Allied Medical insurance

Allied Medical Insurance Has Your Back

If you are a medical or health care professional, you know that negligence and malpractice suits aren’t uncommon. They can strike at almost any time, regardless of whether or not you did anything to deserve it. It’s worse if you feel like no one has your back. If you don’t have Allied Medical insurance, you could wind up without a defense and paying out of pocket when you don’t deserve to.

In the field of medicine, there are many risks that you have to take. Without risk, you and your staff couldn’t perform your duties. It’s true that if you work with the elderly or young children, it is more likely that you might be accused of abuse. You need an Allied Medical insurance provider that understands the compromises that you have to make and knows the statistics of accusation in the field.

By no means should you and your staff ever be unprotected or without insurance. The out of pocket costs for lawsuits can be more than your hospital can afford. This can cover all of your employees for a variety of reasons. It’s imperative that you always have a safety net. Insurance can serve that purpose and help you get back to what matters the most: The health and care of your patients.

Easy Ways to Decrease the Cost of Small Business Health Insurance

Many small businesses offer health insurance policies for their employees. This benefit is a great way to attract qualified and competent employees, but it can also be expensive. Fortunately there are easy ways to decrease the cost of New Jersey small business health insurance.

Adjust Your Coverage

The cost of health insurance goes up when you increase the coverage. If you want to minimize your out of pocket expenses, you can change the policy to something less expensive. You can also ask employees to pay a portion of their salary towards the cost of the coverage.

Encourage Employees to Be Healthy

The healthier your employees are, the less expensive your New Jersey small business health insurance is likely to be. To improve the health of your employees, make sure they get yearly checkups at the doctor. Also, make sure they avoid unhealthy habits like smoking.

Consider a Group Plan

Another way to minimize your health insurance costs is to join a group. Larger groups often qualify for better discounts. Since your business is small, lower rates are likely to be found with a group plan.

Make sure to shop around when you are looking for small business health insurance. Also, do your research so you know what kind of coverage you need. With a little effort, you will find the right policy for your needs.