Why a Nurse Needs Insurance

Nursing is a stressful career. No matter which area a nurse may work in, he or she holds a lot of responsibility. Whether it’s an ICU nurse running a code or a labor and delivery nurse intervening when a patient’s labor takes a dangerous turn, nursing is rarely predictable. Nurses are expected to know how to handle even the most unexpected of situations and quickly make decisions that could mean life or death for their patients. This expectation and responsibility comes with a lot of liability. While no nurse would ever mean to harm a patient, mistakes do happen. A nurse’s malpractice insurance could minimize potential harm to his or her career.

Nurses are on the front lines of health care, spending a lot more time with patients than a doctor is able to. People that seek medical care are usually sick, injured, frightened and/or anxious, which can make tensions run quite high. Although nursing is considered to be the most trusted of professions, innocent acts of caring can be construed as something else. The medical field is often fraught with lawsuits. If something goes wrong with a patient or a loved one, they want someone to blame. A nurse’s malpractice insurance is protection against allegations of abuse, neglect or anything else he or she could be sued for. Having adequate insurance could bring some much needed peace of mind to any nurse that is just trying to do his or her job.